If your bills are starting to pile up, it is best to organise them in a way that is understandable to you or talk to somebody who can help you organise them. If you leave your bills to become unmanageable, you could end up in debt. Make sure you know when each bill needs to be paid and how much is due by writing it on a calendar or putting a reminder on your phone for each month.
If you cannot pay a bill, you should contact your supplier. They should help you create a payment plan that you can work around.
Moneywise is a website owned by St Leger Homes of Doncaster that is full of helpful hints to help manage your life and money on a limited budget or to find local groups in your area regarding bills, search our directory with the word 'bills'.
If you are in debt, you do not need to struggle alone. You may be tempted into taking out a loan to pay it off; however, this can sink you into further debt.
There are places where you can talk to an experienced debt advisor, such as The Citizens Advice Bureaux or the Money Advice Service for free. They will give you the best options on how to deal with your debt, organise priority and non-priority debts and advise you on how to manage your money so most of it goes towards paying off your debts and you still have enough to live off.
To find local groups in your area regarding debt, search our directory with the word 'debt'.
Statistics provided by the Gambling Commission show that almost 50 per cent of adults in the UK has gambled during the past four weeks. For some, it is as simple as buying the occasional lottery ticket or having a bet on the Grand National but for others, it is far more serious and can become a life-changing addiction.
If you think your gambling or the gambling of someone else is getting out of control, it's time to get help, gambling support is available locally in Doncaster.
Contact GamCare free on 0808 8020 133 (8am-midnight, seven days a week) to arrange a referral to a local counselling session.
Local counselling sessions are held at three locations across Doncaster:
- Bentley Community Library: Chapel Street, Bentley, Doncaster, DN5 0DE
- Open Minds: 28 Christchurch Road, Doncaster, DN1 2QL
- Counselling Room: 1st Avenue, Finningley, Doncaster, DN9 3GG
Or, for support without a referral, Gamblers Anonymous
- The Wellness Centre: 45 Montrose Avenue, Intake, Doncaster, DN2 6PL
For further advice about gambling support and addiction, visit www.gamcare.org.uk
The Families Information Service has a wealth of advice on how you may be able to get help with your childcare.