If your bills are starting to pile up, it is best to organise them in a way that is understandable to you or talk to somebody who can help you organise them. If you leave your bills to become unmanageable, you could end up in debt. Make sure you know when each bill needs to be paid and how much is due by writing it on a calendar or putting a reminder on your phone for each month.
If you cannot pay a bill, you should contact your supplier. They should help you create a payment plan that you can work around.
Moneywise is a website owned by St Leger Homes of Doncaster that is full of helpful hints to help manage your life and money on a limited budget or to find local groups in your area regarding bills, search our directory with the word 'bills'.
If you are in debt, you do not need to struggle alone. You may be tempted into taking out a loan to pay it off; however, this can sink you into further debt.
There are places where you can talk to an experienced debt advisor, such as The Citizens Advice Bureaux or the Money Advice Service for free. They will give you the best options on how to deal with your debt, organise priority and non-priority debts and advise you on how to manage your money so most of it goes towards paying off your debts and you still have enough to live off.
To find local groups in your area regarding debt, search our directory with the word 'debt'.
Most people gamble at some point in their lives, whether it's putting a bet on a horse or buying a lottery ticket. However, for some, gambling can become a serious addiction affecting their health and their family & professional lives.
People with a gambling addiction will often get into serious debt and
If you think your gambling or the gambling of someone else is getting out of control, it's time to get help. Visit the Moneywise gambling page to find out more.